Viva Wallet is European Fintech disruptor on a mission to change how businesses pay and get paid.

Our story began in 2000 as a small but inspired group of technology, UX and payments experts. We started developing web platforms, electronic services and mobile applications for banks and other corporations.

Over the years we gained considerable expertise, which enabled us to take full advantage of the deregulation of the European financial system and propelled our growth. Our team seized the opportunity to disrupt existing models for providers of financial services, and started expanding rapidly across Europe and deliver next-generation payment services.

Our proprietary, game-changing technology helps millions of users daily run their businesses better, faster and cheaper, whether online, via mobile, in person, or through a physical network of agents. Our goal is to add value at every stage of the payments process.

We are the first European payment services provider entirely cloud-based, over Microsoft Azure.

Viva Wallet is a Principal Member of Visa and MasterCard for acquiring and issuing services with direct connectivity to the Card Schemes providing processing services through our own platform.

We offer businesses of all sizes an opportunity to accept 24 payment methods with our innovative multi-feature Smart Android card terminals, provide card processing through own cloud-based infrastructure, Card-Present and Card-Not-Present acquiring services, merchants accounts and debit card issuing.

We are a licensed e-money Institution, based on the provisions of European Commission’s PSD1 and PSD2 Directives with passporting rights and e-money license across the entire EEA-31 region.

Viva Payments Services S.A. is authorised by the Financial Conduct Authority under the Payment Service Regulations (registration number 900595) for the provision


You can connect your PayPal, credit card, debit card or bank account to PayPal for purchasing some of our products. After submitting an order, you will be redirected to PayPal to complete the transaction.

1.Log into your PayPal account or use Credit Card Express.
2.Enter your card details and click “Submit”
3.Your payment will be processed and an invoice will be sent to your e-mail address

NOTE: Your order will be shipped to your PayPal address. Please ensure that it is correct and complete.

For more detailed instructions on how to pay, please refer to our new user guide.
You can also refer to the PayPal Buyer Protection page.

We can accept credit cards as a payment method.

How to pay with a credit card:
1) Select your shipping address or create a new one
2) Enter your card details
3) Your payment will be processed and a receipt will be sent to your e-mail address.


- You can try to pay for your order by using a credit card only 9 times per day (Greece ≤15 times) in order to protect the security of your personal data. If several of your attempts have failed, please try again in 24 hours or use another payment method like PayPal

For more detailed instructions on payments with credit cards, please refer to our new user guide.


We also have many other optional payment methods for you which are more convenient and without intermediary bank transfer fees, such as PayPal.


If you have any other questions about Wire Transfer, please do not hesitate to contact us.



We accept payments with Wire Transfer for each order whose transaction is worth €100 or more.


Important reminder:

If you select Wire Transfer as a payment method for your orders, you will receive the bank account details. Please consider that the intermediary bank transfer fees will be deducted from your account.

A mismatch between the order amount and the prescribed threshold might cause a delay in the processing time of your order.

If you have any other questions about Wire Transfer, please do not hesitate to contact us.